Revenue Based Funding

Empowering businesses with fast, flexible funding solutions tailored for real-world growth.

Revenue Based Funding Services

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Bridge Loans

Our Bridge Loan programs provide fast, revenue-based working capital designed for businesses that need immediate access to funds without the delays or strict requirements of traditional bank financing. Underwritten primarily on your company’s cash flow and monthly deposits, Bridge Loans offer rapid approvals, flexible terms, and same-week funding to help stabilize operations, cover short-term expenses, or capitalize on time-sensitive opportunities.

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Business Lines of Credit

Our Business Lines of Credit provide flexible, revolving access to working capital that businesses can draw on as needed. Designed for companies with consistent revenue and strong banking activity, a Business LOC offers reliable liquidity for managing cash flow, purchasing inventory, covering unexpected expenses, or seizing short-term opportunities.

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Stand By Letter of Credit

The Structured Finance Accelerator is a revenue-based funding solution designed to give businesses immediate access to large, short-term capital for major projects, contract execution, inventory acquisitions, or high-value opportunities that require rapid liquidity. Instead of relying on credit scores or collateral, this program is underwritten primarily on business cash flow, banking activity, and the financial strength of upcoming contracts or receivables.

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SBA Loans

Our Business Lines of Credit provide flexible, revolving access to working capital that businesses can draw on as needed. Designed for companies with consistent revenue and strong banking activity, a Business LOC offers reliable liquidity for managing cash flow, purchasing inventory, covering unexpected expenses, or seizing short-term opportunities.

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CDFI Loans

Our Community Development Financial Institution (CDFI) Loan programs provide accessible, flexible, and mission-driven financing for businesses seeking capital when traditional lending options may be limited. Designed to support economic development, job creation, and underserved markets, CDFI Loans offer competitive rates, reasonable qualification requirements, and a collaborative underwriting approach that focuses on the full story behind your business—not just credit scores or collateral.

Real Results. Real Teams.

What People Say About Working With Us

A few words from the organizations we’ve supported across strategy, operations, and digital transformation.

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Years of Experience

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Faster Capital Access

Google Rating
4.8

Always worth taking a second to speak with Jimmy. He knows the ins and outs of business and will really change the trajectory of your

Kaipo Mahoney
Colonial Life - Mahoney Agency

Jimmy is AMAZING at figuring out how to help you PERIOD. His compassion and knowledge are what you want as a business owner looking for

Trudi Kayser
LMTO Financial Phoenix, LLC

If you're a proactive, growth-oriented business owner looking to take your company to the next level, Jimmy Rios with Rios Business Advisors is the expert

Elisa Lane
Podworks Studios

Always worth taking the time to speak with Jimmy. He understands how business funding really works and helps you see opportunities you didn’t know were available. His guidance and strategic approach can truly change the direction of your business.

Michael Carter
Michael Carter

Why Choose Rios Business Funding

We combine strategic capital expertise, industry relationships, and structured funding strategies to help businesses access the right capital at the right time. Our approach goes beyond traditional funding brokers by focusing on long-term financial positioning and scalable growth solutions.

Strategic Capital Expertise

Over 20 years of experience helping businesses secure credit, revenue, and asset-based funding solutions.

Extensive Funding Network

Access to a wide network of lenders and capital providers across multiple funding programs.

Smart Capital Structuring

We focus on structuring funding that supports growth while reducing unnecessary financial risk.

Growth-Focused Solutions

Funding strategies designed for businesses, real estate developers, and corporations ready to scale.

Not sure where to start? Book a Strategy Call

Ready to make waves in your industry? Let’s craft your success story together. Reach out now and let’s get started.