Access retirement funds to start or grow a business without taxes or early withdrawal penalties.
Our Roll Over Business Startup (ROBS) 401(k) program provides entrepreneurs and business owners with a strategic way to access retirement funds without incurring taxes or early withdrawal penalties to start, acquire, or expand a business. By using a compliant rollover structure, this solution transforms qualified retirement assets into investable business capital, allowing clients to launch or scale their ventures with minimal debt and maximum financial control.
The ROBS structure is ideal for individuals who have strong retirement balances and want to invest directly in their own business rather than relying solely on traditional financing. Funds can be used for working capital, equipment, franchise purchases, business acquisitions, or operational expansion, giving entrepreneurs a powerful, debt free foundation for growth.
This solution is designed for individuals who want to use retirement funds to finance a business while maintaining compliance and avoiding penalties.
It is suitable for:
Entrepreneurs starting a new business
Individuals acquiring an existing company
Franchise buyers funding ownership
Business owners expanding operations
Clients with substantial retirement account balances
Let’s talk about how Rios Business Funding can help you achieve your financial goals. Reach out to us today and start your journey to financial success.
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