Our Roll Over Business Startup (ROBS) 401(k) program provides entrepreneurs and business owners with a strategic way to access retirement funds without incurring taxes or early-withdrawal penalties to start, acquire, or expand a business. By using a compliant rollover structure, this solution transforms qualified retirement assets into investable business capital, allowing clients to launch or scale their ventures with minimal debt and maximum financial control.
The ROBS structure is ideal for individuals who have strong retirement balances and want to invest directly in their own business rather than relying solely on traditional financing. Funds can be used for working capital, equipment, franchise purchases, business acquisitions, or operational expansion, giving entrepreneurs a powerful, debt-free foundation for growth.
With specialized setup, administrative oversight, and ongoing compliance support, we guide clients through every stage of the process to ensure proper structuring and alignment with IRS and ERISA regulations. Whether you are starting a new company or acquiring an existing one, the ROBS 401(k) program provides an efficient and empowered path to business ownership and long-term wealth creation.